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Be careful using ladbrokes online reason being if you fail to use your account for 12 months a £2 deduction will occur on your debit or credit card.I now need to either have a bet with them or close there account,if i dont another £2 will be deducted every 1st of the month.
I heard betfair has this policy as well and more bookies are considering taking up on this policy.
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I had an odd fiver in my account so used it, needless to say it lost.
If you leave your account at 0.00 they will not deduct any money