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Go compare!!!!!!!!
Dont you mean dads army? Thats more your era :-)
Comments
Check the excess'es on a lot of those coming up top, very often there is 200/300 excess on claims.
You physically need to change the excess to get a decent policy.
Sometimes the discounts they give you are tiny discounts for a big excess, never normally worth it.
Even now I am out of the game, I tend to get a quote online, then have a word with my local high street broker, mainly because some of the questions on these comparison sites are a little vague, so when it's claim time they try their upmost to find excuses.
At least a broker will stand up for you if the insurance company play funny games, an internet site won't.
Comparison website is just a user friendly term for online broker. They earn there money in exactly the same way a broker does.... commission for passing over business and they market it by saying it must be cheaper because it's online. That's why certain companies advertise that they are not on comparison sites, they don't want to pay the commission.
Do you also know a VERY reputable insurance company pays a bonus to it's claims staff for every claim they manage to void? Scandalous, I tell ya. The stories I have heard, make your hair curl.
The discounts companies give for this are very minimal but when it's claim time, if the burglar got in through the bathroom window and you forgot to lock it, even if they broke the window, BANG, they got you. And if a window was open, even worse. I never even bother applying for these discounts as sometimes they are pennies.
All insurance companies put in their policies a 'forced entry or exit' clause. So if a burglar did not have to force his way in or out, tough, no pennies for you.
Same goes for car insurance, its worded a little like 'keys left ON or IN the vehicle' so next time you leave the keys in while you fill up with petrol, you have been warned.
real fun too.
One year later I get dozens of leters from insurance companies I have never been with offering me quotes.
I can only assume that the information was passed on from the online site in question.
You won't catch me on any of these type of sites again.
Most websites sell on details of any 'failed' quotes to third party companies who in turn sell them on to anyone who is willing to pay for them.
Be careful of market researchers as well, most of those are also to try and gain insight as to who you are with and when it's due.
I always give false details when filling in a survey either in the street or on line and you would be amazed at how many letters I get at the false month I provided.
With regards to Utilities ie Gas Electric Phone Broadband Mobile Phone the best value by miles is Utility Warehouse. They don't use the compare sites because they have to pay them for the service. I could go on for hours on this but I won't. If you're thinking of changing check them out just google Utility Warehouse. My monthly bill for Gas, Electric, Mobile and Home Phone (including all calls), and Broadband is just over £100 and I heat a big house, and my wife and kids never stop talking on the phone.